How Does Insurance coverage Work In A Block Of Flats?

April 22, 2025

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This query set is tailor made for Blocks of Flats which can be proprietor occupied, half proprietor occupied / half let, & absolutely let. To assist us offer you a personalised quote, please fill out the shape under:

Any questions or in case you want a quote instantly name us free on 0800 085 3761 between 9am-5pm, Monday to Friday

Identify of Policyholder or Administration Firm? *

Identify of Contact? *

E-mail Deal with? *

Greatest Contact Quantity? *

Has the Proposer(s), or any Companion(s) or Director(s) ever been:

a) convicted, cautioned or presently have any prosecutions pending in opposition to them relating to any prison offence, aside from a motoring offence?

b) refused insurance coverage, had particular situations imposed by an Insurer, had any insurance coverage terminated or been refused renewal of such insurance coverage?

c) declared bankrupt, or had an organization change into bancrupt or voluntarily gone into liquidation or Obligatory liquidation?

d) disqualified from being an organization director?

Please advise particulars? *

e) ever had any claims or incidents at these or every other premises within the final 5 years?

Please advise the 1. Date of loss, 2. Sort of declare (ie. flood or unintended injury for instance) and three. Whole value of declare? *

Postcode of the property to be insured? *

How lengthy have you ever owned the property? *

Are you insuring the entire property? *

Please choose the kind of property to be insured: *

Please advise the tenant kind per flat (e.g. 1 proprietor occupied, 1 pupil, 1 unoccupied, 1 council help – direct tenancy between landlord and tenant and so on)? *

Does the property have a basement or cellar? *

What number of flooring are within the constructing together with basement/cellar? *

What’s the ground Development? (Concrete, timber, combination of each) *

Is the constructing constructed solely with partitions constructed of brick, stone or concrete? *

Does the constructing have a pitched roof solely & constructed of slate, tile or metallic? *

Is there any cladding? *

If there may be cladding, please advise full particulars & whether it is fireplace authorised

What’s the building of the Flat Roof? (Eg. Felt on Timber) & the % of the whole Roof space? *

What kind of mounted heating is within the property? *

Please advise kind of heating? *

Yr of construct? *

Is the constructing listed? *

Do you may have a present Legitimate Electrical Certificates? *

Is the property greater than 250 metres away from the closest river, canal, lake or tidal waterway? *

Please advise the proximity in metres and kind of waterway? *

Is the property in an space which has any historical past of subsidence or flooding? *

What’s the Declared Constructing Sum Insured (eg. £100,000, £500,000 or £1,000,000 and so on – We can not Quote with out this)? *

Do you require lack of hire or various lodging cowl? *

Please advise the quantity required, indemnity interval (e.g. 12, 24 or 36 months) and kind of canopy? *

Do you require communal contents cowl? *

Do you require a Raise Inspection Coverage? (if relevant)

Please advise the quantity? *

Date of renewal? *

I affirm I’ve understood the questions above and that the main points I’ve offered are correct

We are going to revert again with a sign of your premium – please notice this can be topic to vary or change into invalid in case you can not conform to some situations. Please notice all quotes are primarily based on constructing being in good state of restore and buildings not being uncovered to any flooding, storm injury and free from indicators of subsidence.

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How Does Insurance coverage Work In A Block Of Flats?

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